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Acceptance Criteria

The acceptance criteria are as follows:

  • The merchant must be engaged in a legitimate business.
  • The merchant needs to have a personal or business checking account.
  • No storefront is required and no store inspection is needed.
  • Less than perfect credit is OK.
The following types of businesses cannot become our customers:
  • Any merchant who receives a “possible match” on the Terminated Merchant File.
  • Any merchant who is placed on the Visa/MasterCard Special Merchant File.
  • Any merchant who is engaged in any pornographic or ‘adult’ business.
  • Any merchant who is promoting, engaging in or is selling gambling activities.
  • Any merchant who sells drug paraphernalia of any form.
  • Any merchant who is engaged in any type of illegal activity.

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What customers
are saying:



Steve Capellini,
Author of Massage for Dummies

"...Charge America worked flawlessly over my cell phone and I was able to almost double my sales compared to past events at which I did not accept credit cards..."


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