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Accept credit cards by phone for only $5.95 per month. IF YOU DON'T USE IT YOU DON'T PAY!

That's Right! Did you know that if you don't accept credit cards many potential clients won't even call you up or buy from you? The sad truth is that if you don't take credit cards, you are losing business to those who do. Experts agree that by accepting credit and debit cards, you can:

  • Boost your business up to 30%
  • Accept payments with full confidence
  • Enhance your credibility and legitimacy with potential customers

There is no reason whatsoever to wait. We've made it easy AND affordable for you. Even if you just get one more customer every month, it's still worth it. Remember, you get great value, if you don't use it, you don't pay, and you can quit anytime. And with Charge America you have no risk - we have a complaint-free record with the BBB since 2003. BBB Rating: A+

12 Reasons Why the Charge America Service is the Best in the USA

  • No Terminal Needed: Use any touchtone phone, including a cell phone to process a transaction anytime, anywhere. No credit card equipment is needed! It's very easy, convenient, and secure. Once you get approved, you get a toll-free number with 24/7 access.
  • $5.95 Monthly Access Fee ONLY WHEN YOU USE IT: For every month you don't use the service, you pay nothing! No other company lets you pay nothing for each month you don't accept credit cards.
  • No Other Fees: No monthly minimum, no monthly statement fee, no leasing fee, no other fees. Period. Committing to a monthly minimum is like putting money down the drain. Why do it when you have a better alternative?
  • No long-term commitment: Quit anytime without any cancellation penalty. No surprises. We keep you as a client with our great value and top-quality service - not with long term contracts.
  • 2.99% Discount Rate plus $0.40 per transaction. For example, on a hundred dollar client bill, you are debited $2.99 plus $0.40. It's not the rate alone that determines the value you get - it's the total cost. Since you only pay an access fee when you use the service, and no other monthly fees, you pay less overall.
  • Free Online Reporting: Review your account 24/7 in real time, at no extra cost. Plus, you get a statement in the mail every month.
  • Best for Low-Volume Merchants: Unless you process over $5000 per month, this service will save you a lot of money. It is ideal for low-volume merchants such as start ups, proprietors, speakers, photographers, locksmiths, massage therapists, trade show merchants and craft vendors, contractors, plumbers, painters, delivery people, hair stylists, caterers, repairmen, seasonal merchants and so forth.
  • 99% Approval Rate: No need to have perfect credit. Proprietors and new businesses welcome. No storefront required. You can use a personal or business checking account.
  • Deposit of Funds: Funds are automatically deposited into your checking account within 24-48 hours. You don't need to submit any paperwork.
  • Real People Customer Service Night and Day: Upon approval, you get a toll free number that you can call for world-class customer service.
  • Your Investment: Only a ONE-TIME $99 sign-up fee. Sign up online and pay only $94. But wait. We want to help you get more clients now no matter what! If upfront cash is an issue, you can pay $49.95 now and three payments of $19.95 over the next three months, using your credit card.
  • Upgrade to a virtual terminal or a POS machine when your business grows. At Charge America, we want to build a long-term relationship with you and serve your needs as your business grows. When your credit card volume grows over a few thousand dollars per month, you can call us to upgrade to a virtual terminal or a POS machine.

    And how about this? You can easily earn back your investment by referring Charge America to a few of your friends. We'll sign them up and give you $25 for each referral. You get many free tools, including free brochures and a customized website to help you do this. Of course, there's no risk or commitment on your part. For sure you want to check out the service first, before you recommending it to anyone else. But we're positive you'll like it and recommend it. Most of our business comes from referrals through satisfied customers.

WARNING: With other companies you will have a three-year contract and a huge cancellation fee ($295 or more). Not with Charge America! Also, be careful with 'free' equipment programs. With all of the 'free' equipment programs in the market you have to pay a $25 monthly minimum fee and very often a $99 insurance fee and yearly renewal fee, which they may not tell you about. This will end up costing you much more later. With Charge America there are no surprises. What you see is what you get! We care about our customers and we go to great lengths to serve your needs. We highly encourage you to check us out with your local or the national Better Business Bureau.

We have a complaint-free record with the BBB since 2003.

SPECIAL OFFER: Take advantage of our special offer today. Check it out before it expires. Special Offer

Sign up online now: Sign up

Sign up over the phone. Call us now at 1-800-406-0495.

To review our online PDF brochure, click here: Brochure




What customers
are saying:



Steve Capellini,
Author of Massage for Dummies

"...Charge America worked flawlessly over my cell phone and I was able to almost double my sales compared to past events at which I did not accept credit cards..."


Click here for complete text and more testimonials
  Call us now at 800-406-0495
or send email at Contact Us



 The telephone merchant account company™


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