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Accept credit cards for as little as $5.95 per month. IF YOU DON'T USE IT YOU DON'T PAY!

Did you know that if you don't accept credit cards many potential clients won't even call you up or buy from you? The sad truth is that if you don't take credit cards, you are losing business to those who do. Experts agree that by accepting credit and debit cards, you can:

  • Boost your business up to 30%
  • Accept payments with full confidence.
  • Enhance your credibility and legitimacy with potential customers

There is no reason whatsoever to wait. We've made it easy AND affordable for you. Choose the option you feel is best. We recommend you start with the most affordable service (Option #1) and upgrade later as your business grows. Even if you just get one more customer every month, it's still worth it. Remember, with any of the options, you get great value, if you don't use it, you don't pay, and you can quit anytime.

OPTION #1: ACCEPT CREDIT CARDS USING ANY PHONE FOR ONLY $5.95 PER MONTH. Ideal for low-volume and mobile merchants.
  • No Terminal Needed: Use any touchtone phone, including a cell phone to process a transaction anytime, anywhere. No credit card equipment is needed! It's very easy, convenient, secure, and accessible 24/7.
  • $5.95 Monthly Access Fee ONLY WHEN YOU USE IT: For every month you don't use the service, you pay nothing! No other company lets you pay nothing for each month you don't accept credit cards.
  • No Other Fees: No monthly minimum, no monthly statement fee, no leasing fee, no other fees. Period. Committing to a monthly minimum is like putting money down the drain. Why do it when you have a better alternative?
  • No long-term commitment: Quit anytime without any cancellation penalty. No surprises. We keep you as a client with our great value and top-quality service - not with long term contracts.
  • 2.99% Discount Rate plus $0.40 per transaction. For example, on a hundred dollar client bill, you are debited $2.99 plus $0.40. It's not the rate alone that determines the value you get - it's the total cost. Since you only pay an access fee when you use the service, and no other monthly fees, you pay less overall.
  • Best for Low-Volume Merchants: Unless you process over $5000 per month, this service will save you a lot of money. It is ideal for low-volume merchants such as start ups, proprietors, speakers, photographers, locksmiths, massage therapists, trade show merchants and craft vendors, contractors, plumbers, painters, delivery people, hair stylists, caterers, repairmen, seasonal merchants and so forth.
  • 99% Approval Rate: No need to have perfect credit. Proprietors and new businesses welcome. No storefront required. You can use a personal or business checking account.
  • Deposit of Funds: Funds are automatically deposited into your checking account within 24-48 hours. You don't need to submit any paperwork.
  • Your Investment: Only a ONE-TIME $99 sign-up fee. Sign up online and pay only $94. But wait. We want to help you get more clients now no matter what! If upfront cash is an issue, you can pay $49.95 now and three payments of $19.95 over the next three months, using your credit card.

    And how about this? You can easily earn back your investment by referring Charge America to a few of your friends. We'll sign them up and give you $25 for each referral. You get many free tools, including free brochures and a customized website to help you do this. Of course, there's no risk or commitment on your part. For sure you want to check out the service first, before you recommending it to anyone else. But we're positive you'll like it and recommend it. Most of our business comes from referrals through satisfied customers.

WARNING: With other companies you will have a three-year contract and a huge cancellation fee ($295 or more). Not with Charge America! Also, be careful with 'free' equipment programs. With all of the 'free' equipment programs in the market you have to pay a $25 monthly minimum fee and very often a $99 insurance fee and yearly renewal fee, which they may not tell you about. This will end up costing you much more later. With Charge America there are no surprises. What you see is what you get! We care about our customers and we go to great lengths to serve your needs. We encourage you to check us out with your local or the national Better Business Bureau. We have a complaint-free record with the BBB since 2003.

SPECIAL OFFER: Take advantage of our special offer today. Check it out before it expires. Special Offer

Sign up online now: Sign up

Sign up over the phone. Call us now at 1-800-406-0495.

To review our online PDF brochure, click here: Brochure


OPTION #2: ACCEPT CREDIT CARDS AND CHECKS ON THE INTERNET OR VIA MANUAL VIRTUAL TERMINAL FOR ONLY $14.95 PER MONTH

  • Real-Time or Manual Processing: Process credit cards automatically via your website. Call us to ask about our free shopping cart. Your other option is to process credit cards manually via a virtual terminal. You can access your virtual terminal with any web connection using your computer, cell phone, Blackberry, etc. You get an unlimited number of terminals for the same price. This is perfect for large offices. Funds are automatically deposited in your bank account.
  • PROCESS CREDIT CARDS, DEBIT CARDS, AND CHECKS: Get your checks processed like the big boys! Funds are deposited in your account within 48 hours. You only pay a 30 cent transaction fee per check. No discount rate applies to checks.
  • $14.95 Monthly Access Fee ONLY WHEN YOU USE IT: For every month you don't use the service, you pay nothing! No other company lets you pay nothing for each month you don't accept credit cards.
  • No Other Monthly Fees: This is the only service we know of that doesn't charge you a monthly gateway fee for a real-time or virtual terminal. Also, no monthly minimum, no monthly statement fee, no leasing fee. You get this service for the lowest possible cost.
  • No long-term commitment: Quit at anytime without any cancellation penalty. No surprises.
  • 2.39% Discount Rate plus $0.30 per transaction.
  • 99% Approval Rate: No need to have perfect credit. Proprietors and new businesses welcome. No storefront required. You can use a personal or business checking account.
  • Your Investment: Only a ONE-TIME $99 sign-up fee. Sign up online and pay only $94. But wait. We want to help you get more clients now no matter what! If upfront cash is an issue, you can pay $49.95 now and three payments of $19.95 over the next three months, using your credit card.

    And how about this? You can easily earn back your investment by referring Charge America to a few of your friends. We'll sign them up and give you $25 for each referral. You get many free tools, including free brochures and a customized website to help you do this. Of course, there's no risk or commitment on your part. For sure you want to check out the service first, before you recommending it to anyone else. But we're positive you'll like it and recommend it. Most of our business comes from referrals through satisfied customers.

WARNING: With other companies you will have a three-year contract and a huge cancellation fee ($295 or more). Not with Charge America! Also, be careful with 'free' equipment programs. With all of the 'free' equipment programs in the market you have to pay a $25 monthly minimum fee and very often a $99 insurance fee and yearly renewal fee, which they may not tell you about. This will end up costing you much more later. With Charge America there are no surprises. What you see is what you get! We care about our customers and we go to great lengths to serve your needs. We encourage you to check us out with your local or the national Better Business Bureau. We have a complaint-free record with the BBB since 2003.

SPECIAL OFFER: Take advantage of our special offer today. Check it out before it expires. Special Offer

Sign up online now: Sign up

Sign up over the phone. Call us now at 1-800-406-0495.

To review our online PDF brochure, click here: Brochure


OPTION #3: ACCEPT CREDIT CARDS VIA TERMINAL FOR ONLY $14.95 PER MONTH

  • Real-Time Processing via POS Terminal: Buy or lease your terminal for VERY reasonable prices. Mobile terminals also available.
  • $14.95 Monthly Access Fee ONLY WHEN YOU USE IT: For every month you don't use the service, you pay nothing! No other company lets you pay nothing for each month you don't accept credit cards.
  • No Other Monthly Fees: No monthly minimum, no monthly statement fee, no batching fee. Period. Committing to a monthly minimum is like putting money down the drain. Why do it when you have a better alternative?
  • No long-term commitment: Quit at anytime without any cancellation penalty. No surprises.
  • 1.79% Discount Rate plus $0.25 per transaction.
  • 99% Approval Rate: No need to have perfect credit. Proprietors and new businesses welcome. You can use a personal or business checking account.
  • OTHER OPTIONS AVAILABLE. WE WILL BEAT ANY OTHER OFFER.

WARNING: With other companies you will have a three-year contract and a huge cancellation fee ($295 or more). Not with Charge America! Also, be careful with 'free' equipment programs. With all of the 'free' equipment programs in the market you have to pay a $25 monthly minimum fee and very often a $99 insurance fee and yearly renewal fee, which they may not tell you about. This will end up costing you much more later. With Charge America there are no surprises. What you see is what you get! We care about our customers and we go to great lengths to serve your needs. We encourage you to check us out with your local or the national Better Business Bureau. We have a complaint-free record with the BBB since 2003.

To get more details or to sign up, call us now at 1-800-406-0495.




What customers
are saying:



Steve Capellini,
Author of Massage for Dummies

"...Charge America worked flawlessly over my cell phone and I was able to almost double my sales compared to past events at which I did not accept credit cards..."


Click here for complete text and more testimonials
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